If any provision of this Agreement is found to be invalid or unenforceable, all other provisions shall remain in full force and effect. It is your responsibility to choose (or change) the basic cost billing method appropriate to your tax situation. If you do not select (or change) your desired cost base billing method before the trade is cleared, you may have adverse tax effects. Schwab does not offer tax advice and recommends that you consult a tax advisor on basic cost decisions. More detailed information on the cost basis can be found in the cost-based publication statement on schwab.com. Questions: Call 800-435-4000 for help with a deposit account. Scope of Agreement – This Electronic Services Agreement (the “Agreement”) between you and Schwab sets fore the terms that govern your use of Schwab`s Electronic Services. It`s part of your brokerage contract. The term “we”, if used below, means Schwab.
“Electronic services” means all computer, telephone, fax, e-mail or wireless services or systems of Schwab. These include services and information accessible through Schwab or service providers used by Schwab, including, but not limited to: before applying for the short account and margin functions, you must therefore carefully assess market conditions as well as your financial situation and investment objectives. By applying for a Margin account and/or filing an order on Margin, you confirm that you have carefully reviewed your financial situation, investment objectives and risk tolerance, as well as the terms of the Margin agreement, and that you have found that Margin funding is appropriate for you. This agreement and any future agreements you enter into with Schwab are subject, unless otherwise specified in this other agreement, to the law (but not choice of law doctrines) of the State of California. Whether you are based in California or elsewhere or work with Schwab, except that the “Arbitration” section is subject to the Federal Arbitration Act. Any arbitral award rendered by the arbitrator shall be final and binding and the judgment may be registered with any court of competent jurisdiction. This Arbitration Agreement shall be applied and construed exclusively in accordance with the applicable federal laws of the United States, including the Federal Arbitration Act. All costs, charges or taxes related to the enforcement of the arbitral award shall be fully offset and paid by the party opposing the enforcement of that award. . .